Financing

For Residents in Philadelphia, Bucks & Montgomery County

Easier Way to Pay

If you’re looking for ways to cut heating and air conditioning replacement costs, carefully consider everything involved – including how you choose to finance your project. Your aim is to balance costs with quality, and come out with a home improvement that lasts. Keep in mind that what’s cheapest in the short-term may prove to be more expensive if the materials or workmanship falls apart.

Get Smart Financing

Another way to save on your home improvement project is to start with the right financing. Save with low rates, and in most cases, tax-deductible interest. Whether your replacing a single unit, a whole heating and air conditioning system, or starting from new by adding a brand new central air system, the equity you’ve built up in your home could be the smartest way to pay for your home improvement.


American General Financial Services, a member of American International Group, Inc., provides loans, retail financing and other credit related products to more than two million families in 45 states, Puerto Rico and the U.S. Virgin Islands.

  • Interest FREE Financing
  • 6 or 12 Months Same as Cash
  • No Fees Due at Application
  • Fast, Easy Application Process

AFC First Financial Corporation, the provider of the EnergyLoan program is an award-winning Pennsylvania based financial institution founded in 1947. AFC is full service mortgage bank, and offers the EnergyLoan program in cooperation with over 500 quality contractors, dealers, utilities and manufacturers.

  • Fast, Affordable Financing up to $ 20,000
  • Fixed Rate & Fixed Monthly Payments
  • No Home Equity Required, New Homeowners OK
  • No Pints, Fees, or Closing Costs
  • Up to 10 Years to Repay With No Penalty for Prepayment

The loans available to consumers only for work performed by Christian Heating and Air Conditioning, Inc., are fast and simple, preferred rate financing with special low rates for ENERGYSTAR® and other qualifying improvements exclusively for Pennsylvania homeowners.

For more information on how you can acquire these loans please contact our installation department.